Life insurance is a contract between you and the insurance company where you pay a rate to the insurance company who then promises to pay an agreed-upon amount to the person (beneficiary or beneficiaries) of your choosing should you pass away. It is there to give you added peace of mind and help protect the people most important to you.

Life insurance is a great way to help protect those who matter most to you. Should you pass away unexpectedly, your family may not be able to pay for things like funeral costs, medical bills, mortgage payments, College Tuition or existing debts. With life insurance, you can help ease financial burdens for those you love.

Term Life Insurance

AAA Life offers guaranteed Level premium Term Life Insurance Coverage: Just select the duration and coverage amount that best fits your needs.

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Return of Premium

What if your term insurance ends and you haven’t had to use any of your coverage? If you add the Return of Premium benefit to your policy and this occurs, you can get your entire premium back at the end of your term.

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Whole Life Insurance

Whole life insurance provides permanent protection. Just pay your premiums when due and your coverage is guaranteed to last for a lifetime, regardless of changes to your health. At age 100, your whole life insurance coverage stays in effect with no further premiums required. Your premiums will never increase either!

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Universal Life Insurance

Universal Life insurance is designed to provide you with a lifetime of protection, allowing you to meet both your present and future objectives. A Universal Life policy from AAA Life can provide a lifetime of coverage with competitive premium rates and flexibility.

One of the most important features of Universal Life insurance is that it accumulates cash value that can provide much-needed funds in later years. A Universal Life policy allows you access to money to help support a variety of needs throughout your life. For example, use the cash you’ve accumulated to supplement educational expenses or put it towards your retirement. ­

Universal Life insurance is different than Whole Life insurance because, with Universal Life, you can adjust your premiums and other features in order to best accommodate your individual needs.